Retail Client Pricing

Services	Pricing in MYR

A. DISBURSEMENT
Issuance of Managers Check (excluding postage & courier cost)
Local Currency Checks	$5
If payment directly to beneficiary's bank account	$10

Local Telegraphic Transfer
Via RENTAS (for high value electronic payment with value above MYR 10,000.00)	$5
Via Interbank GIRO (for low value electronic payment with value below MYR 1,000,000.00)	$0.10

International Wire Transfer
New York	$45
Singapore	$10
Others	$30

Foreign Currency Demand Draft
USD draft - debit USD Account	USD4 per draft Cable charge USD 13.00
USD draft - debit MYR Account	MYR12 per draft Cable charge $23.00

Book Transfer
With J.P. Morgan Chase Bank Berhad	Waived

Cancel / Stop Payment	$15 (or $100 if insufficient funds)

B. COLLECTION
Local Currency Check Deposit	Waived

Foreign check (cash letter) - into MYR Account	$15
Foreign check (cash letter) - into USD Account	USD 4.50

Local Wire Receipt - via RENTAS & Interbank GIRO (IBG)	Waived

International Wire Receipt	USD 5.00

Returned Item
Dishonoured Check - due to insufficient funds	$100.00 / check
Dishonoured Check - stop payment	$10.00 / check
Dishonoured Check - stop payment and insufficient funds	$100.00 / check

Dishonoured Check - post-dated (borne by payee)	$10 / check
Return foreign currency check/draft	As per Corresponding Bank charges

C. OTHER BANKING SERVICES

Basic Banking Account - with average Balance below $1,000	Waived
USD Account	Waived
Demand Deposit Account (DDA) - Dormant Fees	$10 per annum
Savings Account - Dormant Fees	If below $10 to close as per ABM but waived if above $10
Reactivation Fees	Waived

Check Book
i. Company	$25.00 per book
ii. Individual	$13.50 per book

Courier / Postage	At- cost

Fax	$2.00 / piece

Salary transfers - paper Interbank GIRO (IBG)	$10.00 / employee

Standing Instruction	set-up $5 mail $4 bank $10

Bank Statement Retrieval - within 12 months	$5 / page
Bank Statement Retrieval - above 12 months	$5 / page + $50 / request

Audit Confirmation	$25


Below are the list of deposit products not applicable to individuals and Small and Medium Enterprises offered by J.P. Morgan Chase Bank Berhad: Demand Deposit Account (Interest Bearing and Non-interest Bearing) Time Deposit Account

Housing Loan

General Product Information

Product Name

Mortgage Loan

Zero Entry/Moving Cost

Minimum Value Of Property (RM)

35,000

Maximum Value Of Property (RM)

100,000

Minimum Loan Amount (RM)

5,000

Loan Purpose

All (Under construction, completed, refinance, purchase land & build a house)

Type of property

Landed and Non-landed

Repayment mode

Flexi

Margin of financing (%)

Loan tenure (Max years / age)

25 years / Up to 55 years old whichever is earlier

Reference rate / BLR (% per annum)

6.65

Rates (Variable) Per Annum

1st Year	:	1.5%

2nd Year	:	BLR – 1.0%

3rd Year onwards	:	BLR + 0.2% (Max Ceiling Rate at 9% as per BNM Guidelines)

Interest rate calculation

Monthly rest interest

Fees & Charges

Legal fees on loan agreement

Payable by borrower

Stamp duty on loan agreement

Payable by borrower

Disbursement fee

Payable by borrower

Valuation fee

Payable by borrower

Processing fee

Waived

Late charges (per annum)

Based on prevailing rate plus 1% on total outstanding in arrears x Number of days late

Early settlement penalty

Weblink This is a link to a third-party site. Note that the third party's privacy policy and security practices may differ from J.P. Morgan standards. J.P. Morgan assumes no responsibility nor does it control, endorse or guarantee any aspect of your use of the linked site.